How To Determine How Much You Need For Retirement

There are many free calculators available on the internet to help crunch the numbers to determine how much your current savings and contributions will be worth later.

Two calculators to note are:

• www.choosetosave.org
• www.etrade.com/quickplan. The Quickplan Retirement Calculator also lets you choose the retirement lifestyle you would like to lead. It then tells you how much it will cost.

If you prefer, we provide a simple version of a retirement calculator. To see it, click here.

NOTE: Be sure to include costs of both keeping health insurance and out-of-pocket medical related expenses that you can anticipate.